Cathy Worley has 100/300/100 vehicle insurance. She has a S deductible on comprehensive and a $1,000 deductible on collision. Cathy was at fault when she crashed into two bicyclists, injuring both (she was distracted by a deer in the right of way). One of the bicyclists had $83,000 in medical expenses and the other had $167,500 in medical expenses. Both bicycles were totaled. One bicycle was valued at $895 and the other was valued at $1,215. Cathy's vehicle had $1,988 in damages but she had no injuries associated with the crash. How much will the insurance company be responsible for paying and to whom? How much, if any, will Cathy be responsible for paying?
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